Key takeaways
- Southwest's Companion Pass rules change in 2027, but you can still earn one using credit card bonuses if approved by Dec. 2, 2026.
- The Southwest Rapid Rewards Priority Card's 90,000-point welcome bonus represents two-thirds of the 135,000 points required to qualify.
- Combining a personal and business card bonus can yield 140,000 points, exceeding the 135,000-point requirement without additional spending points.
- The Dec. 2 deadline applies to credit card approval only; bonus points can post in early 2027 and still count toward current-year qualification.
The window is closing fast on a Southwest loyalty benefit that’s difficult to replicate.
Southwest Airlines’ Companion Pass allows you to bring a designated traveling partner on any Southwest flight for just the cost of taxes and fees—starting at $5.60 each way. Beginning in 2027, the airline is fundamentally restructuring how you can earn this pass, making it significantly harder to unlock through credit card welcome bonuses.
That said, there’s still one final opportunity. According to The Points Guy Articles, you have until Dec. 2, 2026 to apply for a Southwest credit card and use its welcome bonus to help you qualify for a Companion Pass valid through the end of 2027. Here’s how to make this deadline work for you.
Understanding the Current Companion Pass Rules
To earn a Southwest Companion Pass under the present system, you need to accumulate 135,000 qualifying points within a single calendar year. All points must have posted to your account by Dec. 31 to count toward that year’s qualification.
Qualifying points come from multiple sources: flying Southwest itself, using affiliated partners like hotels and car rental companies, or shopping through the Rapid Rewards portal. For many frequent flyers, credit card welcome bonuses have served as the fastest path to the required 135,000 points, since individual card bonuses can deliver 60,000 to 90,000 points at once.
The value proposition is straightforward: a companion flies for just taxes and fees, and you can bring the same person on unlimited Southwest flights while the pass remains active.

The Special Transition Exception That Saves You Time
As Southwest transitions to its new Companion Pass structure for 2027, the airline is offering a one-time carve-out. If you’re approved for an eligible Southwest credit card by Dec. 2, 2026, that welcome bonus can count toward your Companion Pass qualification even if the points don’t actually land in your account until early 2027.
This matters because meeting the spending requirement for a welcome bonus and having those points post within the same calendar year creates a tight timeline. The special exception gives you additional breathing room, extending the effective calendar into January 2027.
Two conditions apply: you must be approved by Dec. 2, 2026 (approval timing is what matters, not application timing), and you still need to have earned enough qualifying points from other activities during 2026 itself.
Why Southwest Is Restructuring Companion Pass Qualification
The Broader Program Redesign
Southwest is undertaking a comprehensive overhaul of its airline operations, frequent flyer program and credit card strategy. The airline plans to introduce airport lounges, launch a premium credit card tier and implement a traditionally structured elite status program. At the highest elite level, members will automatically receive a Companion Pass, a dramatic shift from the current system where earning one requires accumulating a massive points balance.
What This Means for Future Cardholders
Once the new system launches, earning a Companion Pass through credit card bonuses alone will become far more difficult or impossible. This restructuring explains why industry observers, including The Points Guy Articles, view this December deadline as the final opportunity to use the old qualification path.
Current Southwest Credit Card Welcome Bonuses
Southwest recently increased the welcome offers across all five of its credit card products, creating an optimal window to apply before the Dec. 2 deadline. Here’s what’s currently available:
Priority Card: 90,000 Bonus Points
The Southwest Rapid Rewards Priority Credit Card is offering 90,000 bonus points after you spend $3,000 on purchases in your first three months of card membership. This bonus alone represents approximately two-thirds of the 135,000 points required to qualify for a Companion Pass. If you’ve already earned 45,000 qualifying points during 2026 through other activities, this single card bonus would get you across the finish line.
Plus Card: 80,000 Bonus Points
The Southwest Rapid Rewards Plus Credit Card is currently offering 80,000 bonus points after you spend $1,000 on purchases in the first three months. The lower spending threshold makes this card accessible to more applicants, though the bonus amount is 10,000 points smaller.
Business Card Options
The Southwest Rapid Rewards Performance Business Credit Card offers 60,000 bonus points after $3,000 in spend over three months. The Southwest Rapid Rewards Premier Business Card also delivers 60,000 bonus points under the same $3,000 spending requirement.
These are limited-time offers with no announced end date. The timing of these increased bonuses aligns with the Dec. 2 application deadline, though Southwest has not explicitly tied the two together.
Combining Bonuses: Personal Card Plus Business Card Strategy
If you’re not currently on track to earn 135,000 qualifying points from a single card bonus plus your 2026 activity, there’s a broader strategy worth considering.
Chase imposes restrictions on how frequently you can earn welcome bonuses from the same card, and different rules apply to personal versus business products. Specifically, if you already hold a Southwest personal card or received a welcome bonus on one within the past 24 months, you’re ineligible for another personal card welcome bonus. You must wait at least 24 months between personal card bonuses.
However, holding a personal Southwest card does not automatically disqualify you from the business card welcome bonus. Chase’s 5/24 rule, which restricts credit applications if you’ve opened more than five cards in 24 months, can still affect your eligibility, but the two products sit in different categories under Chase’s rules.
This means if you qualify, combining a personal card bonus and a business card bonus gives you substantially more firepower. For example, the 80,000 points from the Plus card plus the 60,000 points from the Premier Business card totals 140,000 bonus points. That figure exceeds the 135,000-point Companion Pass threshold without requiring any additional spending category points—just meeting the minimum spend on both cards gets you there.
Meeting the December 2 Deadline
The critical date is Dec. 2, 2026. You must submit your application and be approved by this date to take advantage of the special transition rules. The approval date is what matters, not when you submit your application or complete your spending requirements.
If you’re approved by Dec. 2, you have until early 2027 to meet the spending requirements and receive the welcome bonus points. Those points will count toward your 2026 Companion Pass qualification even though they land in your account after the calendar year has ended.
If you miss this deadline, welcome bonuses will no longer qualify under the current system. The new rules have not been fully detailed, but industry sources expect the Companion Pass to become substantially harder to earn without climbing the elite status ladder or holding a future premium credit card.
Your Action Plan
If earning a Companion Pass has been on your list, this window is genuinely your last opportunity to use the credit card strategy. Compare your 2026 qualifying points against the 135,000 threshold, identify which Southwest card or cards you’re eligible for, and apply before Dec. 2, 2026. Once approved, complete the spending requirement within three months and ensure the welcome bonus points land in your account.
The result will be a Companion Pass valid through Dec. 31, 2027, allowing you to bring one designated traveler on unlimited Southwest flights for just the cost of taxes and fees.
Source: The Points Guy Articles
Frequently Asked Questions
What is the Southwest Companion Pass and how does it work?
The Companion Pass allows you to bring a designated companion on Southwest flights for just the cost of taxes and fees, typically starting at $5.60 per segment. You can use it repeatedly while the pass is valid.
Why is December 2, 2026 the critical deadline?
Southwest's loyalty program rules change in 2027, making the Companion Pass harder to earn through credit card bonuses. You must be approved for a credit card by Dec. 2, 2026 to use the current qualification rules, even if welcome bonus points post in 2027.
Can I combine multiple Southwest credit card bonuses in one year?
Chase's restrictions prevent holding two personal Southwest cards simultaneously, with a minimum of 24 months between personal card bonuses. However, you may be able to combine a personal card bonus with a business card bonus if you meet all eligibility requirements.